Firstly, you have to pick the car you want, the model and the brand. For me, obviously I went for a VW Polo. VW are cars my parents have always had, they are reliable, comfortable, and just well made cars in my opinion. A polo is a small car, it is for town driving, but is great for motorways as well as long as you aren't flying up and down the motorway all the time. Previously I had a VW Polo but the older shape, the reason I had this was because it was my first proper car, I wanted a car where it didn't matter too much whether I banged it around or whether it got scratched and things like that. But that was just my car, it was all paid for. But try different garages, different brands, test drive cars, see what car is the perfect one for you! As funny as it sounds, but a VW Polo is just my dream car, I love the look of them, I love driving it and I don't know why but its always been the car I've looked at and gone, I love that! To the fun part... actually designing the car, the sales person will help you, ask you what you want and what features you need (eg; sat nav, heated seats, etc). I didn't really want anything to fancy, just something that looked nice and was suitable for me. So do what is suitable for you. I went for a shade called 'mayan blue' which is quite a bright blue, which I absolutely love. its great in the dark, because everyone sees you but it's not too bright. It's not a colour which has any sparkles, it's not matte either though, just somewhere in between. Go onto the website when you are at home and put different colours on the cars to see which one you like, thats what I did. I wanted to be a bit different too, I wanted to have something I don't really see that often. The engine size, pick the size you think you need, again test drive the car you are going to buy.
Process of the plan & deal you are getting:
So for some of you, you really don't agree to a 'finance' plan. I didn't either, until I actually went to the garage and had it all explained to me, and in realistically I cannot afford a brand new car, but with finance I can! So the way it works is basically you pay a upfront cost or trade in an existing car, for me personally the garage weren't going to give me as much money for my car as I could do from selling it. So I sold my car, gave them an upfront cost from the money I just earnt from selling my previous car (which was a VW Polo also, but the older shape). Plus I had a little bit of extra money left, which I just put into savings. After that, you do have to agree with the garage on a sales plan, I'm not going into details with money and what I got because it's not really necessary and its quite personal. But to sum it up you have multiple conversations and visits to the garage to decide what you want whether you need GAP insurance which basically is a must, I would personally say. Whether you have break down insurance with them, how many years you are going to own the car for and all that kind of stuff. So you pay the monthly cost for the car, for however many years you have agreed to. I would be wary of starting a plan with an older car, because you have to think ahead, say the car you want to buy is 3 years old now, and you have the plan for 4 years, that means when you actually have to pay it off it's going to be 7 years old.
What happens after?
With the plan I'm personally on, (I'm not a car expert) but with mine if I wanted to cancel or change cars within the certain amount of years I have my polo, I can. So say in another years time I wanted to get a bigger car with a bigger engine then I could, you have to start from the beginning again so you would have to start the plan for another 3 or 4 years whatever you have. But you can change the car. Then at the end of the 3/4/5 years however many years, you then have a few different options you either pay a lump sum and you then have paid for the car fully and get to keep it. Or, you start a new plan with another car, or you just say okay thank you, and hand the car back and thats the end of the deal.
The day:
So a year ago today, I did actually pick my new car up. The reason its March 1st is because thats when the new '16' plates came out, I think the '65, 66' and all of those come out in the October. So twice a year, the car garages go mental, haha. I picked my car up after I finished work, which was around 6pm. So it was quite late, and I was super excited all day! But it walked in, and my car was all wrapped up for me to drive away. You sign a few papers (side note; buying a car, your hand will fall off) haha. Then I was good to go, the sales advisor just went through everything inside the car for me, and taught me how the radio worked and things like that. Then I was off...
Aftercare experience?
It's only recently I had to go back to the VW garage, this was because my car told me I had to have an oil service, which I booked my car into have, and it was done within a few hours. Great service and just one of those things every car needs to have. Otherwise than that, my car doesn't need an MOT until 2019, and nothing has gone wrong with the car *fingers crossed* haha. But I am super happy with my purchase, and I really don't regret anything I did, or any the decisions I made. The car is just tailored for me, and is perfect for me.
I do hope this blog post gave you something, if it didn't I totally understand! Not to worry there will be a brand new beauty post next week...
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